1. Information We Collect

1.1 Personal Data

• Identifiers: name, email address, phone number.
• Financial Information: billing address and payment card details (collected and processed by our payment processor).
• Account Credentials: username and password.

1.2 Usage Data

Automatically collected data about your interaction with our site, including IP address, browser type, operating system, pages viewed, and timestamps.

1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to recognize you on our site, remember your preferences, and analyze trends.

2. How We Use Your Information

We use collected information to:

• Provide, maintain, and improve our services.
• Process transactions and send related information (e.g., confirmations and invoices).
• Communicate with you about your account and our services.
• Personalize your experience (e.g., showing relevant offers).
• Monitor and analyze usage and trends.
• Enforce our Terms of Service and comply with legal obligations.

3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), our legal bases for processing your personal data include:

• Consent: where you have given clear consent for a specific purpose.
• Contractual Necessity: to perform our contract with you.
• Legal Obligation: to comply with applicable laws (e.g., accounting and tax requirements).
• Legitimate Interests: to operate and improve our business, provided this does not override your rights.

4. Disclosure and Sharing

We may share your information with:

• Service Providers: payment processors, hosting providers, analytics vendors, marketing platforms.
• Compliance and Safety: to comply with legal obligations, respond to lawful requests, and protect our rights.
• Business Transfers: in connection with a merger, acquisition, or sale of assets (with notice).

5. Cookies and Third-Party Tracking

We use both first-party and third-party cookies to:

• Ensure basic site functionality (necessary cookies).
• Analyze site traffic and user behavior (analytics cookies).
• Deliver targeted advertising (advertising cookies).

You can manage or disable cookies via your browser settings, though this may affect site performance and your experience.

6. Data Security

We implement technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. These include encryption, access controls, and regular security assessments.

7. Data Retention

We retain personal data only as long as necessary to fulfill the purposes for which it was collected, including to meet legal, accounting, or reporting requirements.

8. Your Rights Under GDPR

If you are in the EEA, you have the right to:

• Access: request a copy of your personal data.
• Rectification: correct inaccurate or incomplete data.
• Erasure: request deletion of your data where processing is no longer necessary.
• Restrict Processing: limit how we use your data.
• Portability: receive your data in a structured, machine-readable format.
• Object: to processing based on legitimate interests or direct marketing.
• Withdraw Consent: at any time for processing based on consent.

9. California Privacy Rights (CCPA)

If you are a California resident, you have the following rights under the CCPA:

• Right to Know: request disclosure of the categories and specific pieces of personal information we have collected about you in the past 12 months.
• Right to Delete: request deletion of your personal information under certain conditions.
• Right to Opt-Out: direct us not to sell your personal information (we do not sell personal data).
• Non-Discrimination: you have the right not to be discriminated against for exercising your rights.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors.

11. International Data Transfers

Your information may be transferred to, stored, and processed in countries other than your own. We ensure appropriate safeguards such as Standard Contractual Clauses to protect your data in compliance with GDPR.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy with an updated "Last Updated" date at the top of this page.

13. Contact Us

If you have any questions or wish to exercise your rights, please contact:

• Email: privacy@fundingpairs.com
• Address: FundingPairs Ltd., 123 Market Street, London, UK

Last Updated: April 21, 2025